Canada's Leading Insurance Tech Partner

Insurance software that moves claims and quotes from days to minutes.

We design, build and integrate claims platforms, rating and quoting engines, policy administration and broker portals for enterprise insurers, modernized in phases around your core systems so the business never stops writing.

ISO 27001Information security
ISO 9001Quality management
4.8 on Clutch98 verified reviews
4.8 on Google52 verified reviews

Let’s talk about what you’re building

30 minutes. No sales pitch. NDA on request. We will tell you if we are the right fit.

Your information stays confidential.
Or call us at 1-877-247-7421.

Trusted by insurers, brokerages and global enterprises
GuardMe
HUB International
Co-operators
IG Wealth Management
Edge Benefits

Why 247 Labs

Why leading insurers trust us to build their software

Insurance businesses need software that supports precision, compliance, speed, and service quality across highly structured workflows. We build insurance products that modernize legacy operations, automate manual work, improve team productivity, and create more seamless digital experiences for policyholders, agents, brokers, and internal teams.

01

Deep coverage of insurance product types

We build solutions for claims management, underwriting, policy administration, quoting, agency management, portals, CRM, ERP, and reinsurance operations.

02

Modernization for legacy-heavy environments

We help insurance teams replace fragmented systems and outdated workflows with connected, scalable, and easier-to-manage digital platforms.

03

Automation that improves operations

Our insurance software reduces repetitive manual tasks across claims intake, document handling, underwriting review, quote generation, and servicing workflows.

04

Better digital experiences

We create portals and internal systems that make insurance interactions clearer, faster, and easier for customers, brokers, and staff.

05

Integration across ecosystem partners

We connect insurance software with third-party data providers, partner platforms, internal systems, document workflows, and analytics tools.

06

Scalable architecture for growth

We design insurance platforms that support higher volumes, broader product lines, and future feature expansion without compromising usability.

Who we help

Built for your place in the insurance value chain

Carriers & insurers

P&C, life, health and travel insurers modernizing claims, underwriting and policy systems without a risky big-bang core replacement.

MGAs & program administrators

Launch new products fast with configurable rating, rules and bordereaux reporting your capacity partners can trust.

Brokerages & agency networks

Broker workbenches, carrier connectivity and CRM that cut re-keying and let producers quote and renew faster.

Group benefits & TPAs

Plan builders, enrollment and member self-service for benefits providers, administrators and the HR teams they serve.

What we build

Insurance solutions across the policy lifecycle

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Claims management & automation

We build claims management software for insurers, agencies, and insurtech businesses that need faster intake, better visibility, and more efficient claim handling. Our solutions support digital claims submission, workflow routing, document tracking, communications, and operational oversight to improve service quality and internal performance.

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Insurance Underwriting workbench

We create underwriting software that helps insurance teams evaluate risk faster, standardize workflows, and improve decision support. Our platforms help underwriters manage submissions, data inputs, document reviews, approvals, and visibility across the underwriting lifecycle.

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Policy Administration

We develop policy administration systems that support quoting, issuance, endorsements, renewals, servicing, and policy lifecycle visibility. Our software helps insurers move away from rigid legacy systems toward more efficient digital operations.

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Insurance Quoting Engines

We build insurance quoting software for carriers, agencies, and brokers that need faster quote generation, clearer workflows, and better conversion from lead to policy. Our solutions simplify the quote process while improving accuracy and operational visibility.

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Insurance Portals & Mobile Apps

We provide insurance portal development services for policyholders, agents, brokers, and internal teams that need digital self-service and streamlined interactions. Our portals improve communication, transparency, and access to policy, claims, and service information.

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Insurance CRM & Distribution

We develop insurance CRM software that helps carriers, agencies, and brokers manage leads, policyholder relationships, communication, renewal workflows, and service performance. These systems help teams provide more personalized and timely experiences.

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Enterprise readiness

Modernize without betting the business.

Enterprise insurers cannot pause underwriting or claims for a rebuild. We design every engagement around the constraints your CIO, CISO and procurement team care about most.

Talk to a solutions architect
Phased, not big-bang

New capabilities run alongside legacy systems and take over workflow by workflow, so there is always a rollback path.

Integration-first architecture

APIs and middleware into core, CRM, payments, document and telephony systems. Guard.me runs on 20+ integrated systems.

Scales with claim spikes

Cloud-native on Azure or AWS, built to absorb seasonal peaks and catastrophe events without adding headcount.

Explainable, governed AI

AI for intake and classification with clear approval thresholds, human review and a logged reason for every decision.

Procurement-ready

We complete security questionnaires and vendor risk reviews, and work under your MSA, NDA and data processing terms.

Long-term managed services

A dedicated team that stays after launch. Our Guard.me partnership has run as managed services since 2020.

Security & compliance

Policyholder data protected by design, not bolted on.

Security, privacy and audit requirements shape the architecture from discovery onward, so your CISO, compliance team and regulators see documentation, not promises.

ISO 27001 certified

Audited information security management across our delivery teams, plus ISO 9001 for quality.

Privacy regulations

Built to PIPEDA, Quebec Law 25 and US state privacy requirements: consent, retention and access logging.

Regulator-ready evidence

Documentation that supports your third-party, technology and cyber risk obligations, including OSFI B-10 and B-13.

Data residency

Hosting in Canadian or US regions on Azure or AWS, or inside your own cloud tenant.

Full audit trails

Role-based access, encryption in transit and at rest, and a traceable record of every rules and AI decision.

Accessibility (WCAG)

Policyholder and broker interfaces designed to WCAG 2.1 AA, meeting AODA and ADA expectations.

Our legacy system was holding the business back. It couldn't support the custom plans our institutions needed, and it slowed down our sales. 247 Labs led a complete digital transformation, replacing it with a modern platform that runs our whole operation. It is rare to find speed, detail and perfection in one partner, and 247 Labs has all three. They turned an ambitious idea into the backbone of our business.
Tony Searle, CTO, GuardMe
Our process

A clear path from first call to production

01

Discovery workshop

We map one priority journey, such as FNOL to payout or quote to bind, along with your systems and regulatory constraints.

02

Architecture & UX

Integration design and workflows validated with adjusters, underwriters and brokers before a line of code.

03

Build & integrate in phases

Agile delivery with QA and security testing, running in parallel with legacy until each workflow is proven.

04

Launch, measure & scale

Training, cutover support and managed services, tracked against cycle time, cost per claim and quote conversion.

FAQ

Questions insurance leaders ask us

Something else on your mind? Ask an insurance solutions lead.

Can you work with our existing core and policy admin systems?

Yes. Most of our insurance work wraps around the core you already run. We connect through vendor APIs, event streams and secure middleware, and on Guard.me we integrated more than 20 systems, including Microsoft Dynamics CRM, NICE CX and accounting.

How do you modernize legacy platforms without disrupting operations?

In phases. New capabilities run alongside the legacy platform and take over one workflow at a time, with parallel runs and a rollback path, so underwriting, billing and claims never stop.

How do you handle security reviews and vendor risk assessments?

We are ISO 27001 and ISO 9001 certified. We complete security questionnaires, provide architecture and data-flow documentation, and support your third-party risk process, including evidence for OSFI B-10 and B-13 where they apply.

How do you use AI in claims and underwriting responsibly?

AI handles intake and classification, while business rules set clear thresholds. On Guard.me, low-value claims are approved automatically, mid-range claims get a limited manual review and high-value claims go to underwriters. Every decision is logged and explainable.

Where is our data hosted?

In Canadian or US cloud regions on Azure or AWS, or inside your own cloud tenant if your policies require it.

Can you extend our internal IT team rather than replace it?

Yes. We often work alongside internal IT as a dedicated product, engineering and QA team, and stay on after launch through long-term managed services.

How are projects priced and how long do they take?

It depends on scope. After a discovery workshop you receive a written plan with options, a timeline and a budget range, so you can decide before committing.

Who owns the code and intellectual property?

You do. On final payment, all source code, designs and documentation we create for your project belong to you. We hand over the full repository, environments and deployment documentation, so you are never locked in.

Start small, with no commitment

Book a free insurance discovery workshop

In one session we map a priority workflow, such as FNOL to payout or quote to bind, review your systems and compliance constraints, then send a short written plan with options, timeline and budget range.